A partner who has run finance in a company your size, two to twelve days a month. Monthly board pack, cash forecast, bank relationship and pricing decisions — without a $280,000 salary.
We rebuild the monthly close so the numbers arrive by the eighth working day, and set up the cash forecast.
The first board pack, the budget, and a written list of the three things costing you the most margin.
A review meeting with the owner, the pack, the forecast and whatever the month throws up — a lender call, a big quote, a hire.
Most owner-managed companies reach $10M in revenue with the same finance setup they had at $2M: a good bookkeeper, an outside accountant who sees the numbers once a year, and an owner who carries the cash position in their head. It works until it doesn’t — a big customer pays late, a covenant is tested, or a buyer asks for monthly EBITDA for the last three years.
A fractional CFO fills the gap between the bookkeeper and a full-time finance director. You get someone who has sat in the chair, for the days you actually need, at a fixed monthly fee.
The close gets faster and cleaner. You see gross margin by product line, not just in total. You know what cash will look like in thirteen weeks, and you know it on Monday morning rather than when the bank calls. Your lender gets a short, well-built quarterly pack and stops asking for extra information.
The retainer is fixed for the number of days in the letter, usually four to six a month after the first quarter. If a month needs more — a refinancing, an acquisition — we quote the extra days before we do them.
Manufacturing 64 staff, $18M revenue
Days to turn an order into cash
Before
71 days
After
38 days
“I used to find out we were tight when the bank called. Now I know on Monday what the next thirteen weeks look like.”
M.R., owner — precision machining, Ohio
Talk to the partner who ran it.
We will walk you through what we did, what it cost and how long it took — with the client’s details left out.
Or call +1 (212) 555-0142
Bank facilities, asset-based lending, private credit and minority equity for companies raising $1M to $25M. We build the model and the pack, shortlist the lenders and run the process to signed terms.
From $18,000 + success fee
Get the company ready to sell 12 to 24 months before you talk to buyers. Normalised EBITDA, a vendor data room, fixes for the issues due diligence would find, and a defended valuation range.
From $24,000 fixed
Three-statement models, budgets and forecasts built so your own team can run them. Driver-based, tied to the accounts, with scenarios for the decisions you are actually weighing.
From $7,500 per model
One call, then a one-page scope and price in writing. No obligation, and an NDA before you send us anything.
Or call +1 (212) 555-0142 — a partner answers.